FintechAI Services

Digital Identity and KYC Platform

KYC and digital identity for a German RegTech scale-up. MVP in under 4 months, and onboarding in under 2 minutes.

Key Details

Challenge	A German RegTech company offering KYC as a service to fintech and insurtech firms needed a fast, compliant digital-identity product that partners can embed.
Solution	A microservices platform with face liveness and matching, document verification, risk scoring, an admin console, and a JavaScript SDK with a sandbox.
Technologies	NestJS, Vue.js, PostgreSQL, Azure Face API, Azure App Services, Azure Blob, Azure AD, Docker, Azure Monitor, Application Insights, Azure DevOps

Technologies used

NestJSVue.jsPostgreSQLAzure Face APIAzure App ServicesAzure BlobAzure ADDockerAzure MonitorApplication InsightsAzure DevOps

Client

The client is a German RegTech scale-up. It offers KYC as a service for fintech and insurtech companies. The client is not named here.

Product screenshots

Three phones on a pale blue background showing an ID card framed by scan guides with detected fields, a selfie inside an oval liveness guide with facial landmark points and a head-turn prompt, and a result screen listing document authenticity, face match score, liveness and a low risk rating with a verified badge. — Identity onboarding on mobile: the user scans an ID document, completes a face liveness check, and gets a verification result with document, face-match and risk checks.

Dark developer console with a request panel calling a verifications endpoint, a syntax-highlighted JSON response with document, face, liveness and risk results, a risk factor breakdown with weighted bars, a webhook event log with status codes, and an embed snippet for partner websites. — Developer sandbox: a verification request and its risk-scored response, the webhook events that follow, and the snippet partners use to embed the flow.

What we built

NestJS backend and Vue.js admin on a microservices architecture
Face liveness and face matching
Document-verification APIs and a risk-scoring engine
Containers on Azure App Services, with Azure AD and role-based access
CI/CD with audit logging
JavaScript SDK, Swagger and Postman docs, and a sandbox

Engagement

Delivery was an offshore development center engagement with 5 people: one project manager, two backend engineers, one frontend engineer and one tester, over 12 months.

Project team: 5 engineers. Duration: 12 months. Model: OSDC.

Outcome

The MVP was delivered in under 4 months. KYC onboarding takes under 2 minutes. The platform is described as compliant with GDPR, eIDAS and ISO 27001. Partners integrated through the SDK within 2 weeks.

<4 moMVP delivered

<2 minKYC onboarding

2 weeksPartner SDK integration

Services used

AI Services →DevOps →AI-Software Development →

Industries

Fintech →